10 Types of Investments for Beginners: Safe Options to Grow Your Wealth
- account_circle Muhammad Ibrahim
- calendar_month Senin, 31 Agt 2026 15:24 WIB
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10 Types of Investments for Beginners: Safe Options to Grow Your Wealth (Sumber: Canva/Getty Images/1989_s/Edited by Muhammad Ibrahim)
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Types of SBN include Savings Bond Ritel (SBR), Sukuk Tabungan (ST), and Obligasi Negara Ritel (ORI). The minimum investment starts at IDR 1 million. You can hold them until maturity or sell them back on the secondary market.
- Stocks
Stocks are suitable for investors seeking high returns, though they carry higher risk. Before starting, it is crucial to understand how the stock market works and avoid falling for promises of quick profits.
Many beginners lose money by jumping in without proper research. Make sure to educate yourself first and invest using funds you can afford to lose.
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- Peer-to-Peer (P2P) Lending
P2P Lending is a digital platform connecting investors directly with borrowers, such as MSME owners. You can start investing with very small capital, starting from IDR 100,000.
However, since most P2P loans are uncollateralized, the risk of default is relatively high. Ensure you choose a legal platform registered and supervised by the Financial Services Authority (OJK).
- Forex Trading
Forex involves trading foreign currencies 24 hours a day. It offers high potential returns due to the market’s high liquidity.
- Penulis: Muhammad Ibrahim
